Kamlian, Jamail A.

Dr. Jamail A. Kamlian is a Professor of History at the Mindanao State University - Iligan Institute of Technology. He received his Ph.D. in Philippine Studies from the University of the Philippines.

Informal Credit (Pagsanda) Among the Tausug of Sulu, Mindanao, Philippines: The Interrelation of Economic, Social, and Religious Factors
2018 1-4955-0641-X
This book discusses the phenomenon of Pagsanda, an institution in the Philippines. Pagsanda is an institution that has its own merits and demerits. While Pagsanda provides the ordinary Tausug easy and available access to loans that are not readily available in formal financial institutions like banks, hard evidence would show that Pagsanda as presently practiced in Sulu could perpetuate peasant indebtedness; promote feudalism; fuel clan feuds; cause displacement; contribute to the proliferation of loose firearms; aggravate a violent electoral process; hamper the delivery of goods and services by the local government units; and expose or push the Tausug to other forms of criminality.